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      <image:title>Home - The Best Technology</image:title>
      <image:caption>Closings can take place in one of our office locations or via remote online notarization and virtual closings. Through our industry-leading technology, our closing experience doesn’t require buyers and sellers to be in the same room at the same time. Before your closing, we will discuss your preferences and what option works best for you.</image:caption>
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      <image:title>Home - Why Title Insurance?</image:title>
      <image:caption>Title insurance is not as well understood as other types of insurance, but it is just as important. When buying a home, you are really purchasing the title to that property—the right to occupy and use the space. Title insurance insures against financial loss caused by defects in that title to real estate. Title insurance companies defend against lawsuits attacking the title, or in the case of a covered loss, reimburse the insured up to the policy limit.</image:caption>
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      <image:title>Home - The Modern Difference</image:title>
      <image:caption>Modern Settlements provides comprehensive title insurance and settlement services for residential and refinance transactions. We recognize the value of providing tools to realtors, buyers, sellers, and lenders to make transactions run smoothly. We pride ourselves on providing our clients with both incomparable industry expertise as well as quality technology for a secure, transparent, and seamless experience with every closing.</image:caption>
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      <image:title>Home - Settle with the Best</image:title>
      <image:caption>Carolyn P Burns, Esq. Carolyn has more than 15 years of legal experience. She began her career as in-house counsel for a District of Columbia-based venture advisory firm and seed investment fund where her experience included mergers and acquisitions, as well as business entity formations. In 2008, Carolyn shifted focus to real estate, successfully opening and growing the DC office of a large area title company. She has since conducted thousands of real estate transactions and taught hundreds of classes to real estate professionals. Carolyn received both her B.S. and J.D. from the University of South Carolina. She is admitted to the District of Columbia Bar and both the Maryland and South Carolina State Bars. Carolyn has also served on several committees of the DC and Greater Capitol Area Association of Realtors, including the Public Policy Committee and Forms Committee. Carolyn lives with her husband and two young children in Silver Spring, MD and enjoys hiking, cycling, and reading.</image:caption>
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      <image:title>Services &amp; Technology - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Services &amp; Technology - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Services &amp; Technology - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Services &amp; Technology - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Services &amp; Technology - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Services &amp; Technology - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Services &amp; Technology - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>The Modern Difference - The Attention You Deserve</image:title>
      <image:caption>Our focus is exceptional personalized service, and we are committed to finding solutions that work for our clients. Don’t want to use our platforms? You don’t have to! Technology plays an important role in delivering a smooth transaction, but we also believe in the personal touch, so do not hesitate to reach out at any time with feedback or concerns!</image:caption>
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      <image:title>The Modern Difference - Unparalleled Communication</image:title>
      <image:caption>We believe full transparency increases consumer confidence. Responsiveness and proactive communication play a key role in reaching our primary goal of unmatched customer service.</image:caption>
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    <lastmod>2023-01-31</lastmod>
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      <image:title>The Modern Team (Old) - Managing Attorney</image:title>
      <image:caption>Carolyn P Burns, Esq. Carolyn has more than 15 years of legal experience. She began her career as in-house counsel for a District of Columbia-based venture advisory firm and seed investment fund where her experience included mergers and acquisitions, as well as business entity formations. In 2008, Carolyn shifted focus to real estate, successfully opening and growing the DC office of a large area title company. She has since conducted thousands of real estate transactions and taught hundreds of classes to real estate professionals. Carolyn received both her B.S. and J.D. from the University of South Carolina. She is admitted to the District of Columbia Bar and both the Maryland and South Carolina State Bars. Carolyn has also served on several committees of the DC and Greater Capitol Area Association of Realtors, including the Public Policy Committee and Forms Committee. Carolyn lives with her husband and two young children in Silver Spring, MD and enjoys hiking, cycling, and reading.</image:caption>
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      <image:title>The Modern Team - Joe Moreno ATTORNEY</image:title>
      <image:caption>Joe MANAGING ATTORNEY</image:caption>
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      <image:title>The Modern Team - Carolyn P Burns, Esq. MANAGING ATTORNEY</image:title>
      <image:caption>Carolyn P Burns, Esq. MANAGING ATTORNEY Read full bio here.</image:caption>
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    <lastmod>2023-01-18</lastmod>
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      <image:title>Carolyn P Burns - Managing Attorney</image:title>
      <image:caption>Carolyn P Burns, Esq. Carolyn has more than 15 years of legal experience. She began her career as in-house counsel for a District of Columbia-based venture advisory firm and seed investment fund where her experience included mergers and acquisitions, as well as business entity formations. In 2008, Carolyn shifted focus to real estate, successfully opening and growing the DC office of a large area title company. She has since conducted thousands of real estate transactions and taught hundreds of classes to real estate professionals. Carolyn received both her B.S. and J.D. from the University of South Carolina. She is admitted to the District of Columbia Bar and both the Maryland and South Carolina State Bars. Carolyn has also served on several committees of the DC and Greater Capitol Area Association of Realtors, including the Public Policy Committee and Forms Committee. Carolyn lives with her husband and two young children in Silver Spring, MD, and enjoys hiking, cycling, and reading.</image:caption>
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    <lastmod>2023-01-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61e17a03c0c04527a4bfbd9d/b9dc097a-d029-478b-8fd4-b43cba86ee4f/Carolyn-Img-004-2.jpg</image:loc>
      <image:title>The Modern Team (Copy3) - Managing Attorney</image:title>
      <image:caption>Carolyn P Burns, Esq. Carolyn has more than 15 years of legal experience. She began her career as in-house counsel for a District of Columbia-based venture advisory firm and seed investment fund where her experience included mergers and acquisitions, as well as business entity formations. In 2008, Carolyn shifted focus to real estate, successfully opening and growing the DC office of a large area title company. She has since conducted thousands of real estate transactions and taught hundreds of classes to real estate professionals. Carolyn received both her B.S. and J.D. from the University of South Carolina. She is admitted to the District of Columbia Bar and both the Maryland and South Carolina State Bars. Carolyn has also served on several committees of the DC and Greater Capitol Area Association of Realtors, including the Public Policy Committee and Forms Committee. Carolyn lives with her husband and two young children in Silver Spring, MD and enjoys hiking, cycling, and reading.</image:caption>
    </image:image>
    <image:image>
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      <image:title>The Modern Team (Copy3) - Attorney</image:title>
      <image:caption>Joe Moreno Joe has been a practicing attorney since 2008 and has been admitted to the Virginia State Bar. He has been in the Title industry for almost a decade, during which time he has managed offices in Northern Virginia, and expanded the footprint of several area title companies. He specializes in making his clients feel at ease at the settlement table and has helped thousands of buyers and sellers through the process. Joe earned his J.D. from the George Mason School of Law in 2008 and was admitted to practice in Virginia that same year. He graduated from the University of Tampa with a B.S. in marketing. He has been living in the DMV area since he relocated in 2005. Joe enjoys spending time with his wife and three girls at their home in Alexandria, watching football, staying active, and playing legos with his children.</image:caption>
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      <image:title>Joe Moreno - Attorney</image:title>
      <image:caption>Joe Moreno Joe has been a practicing attorney since 2008 and has been admitted to the Virginia State Bar. He has been in the Title industry for almost a decade, during which time he has managed offices in Northern Virginia, and expanded the footprint of several area title companies. He specializes in making his clients feel at ease at the settlement table and has helped thousands of buyers and sellers through the process. Joe earned his J.D. from the George Mason School of Law in 2008 and was admitted to practice in Virginia that same year. He graduated from the University of Tampa with a B.S. in marketing. He has been living in the DMV area since he relocated in 2005. Joe enjoys spending time with his wife and three girls at their home in Alexandria, watching football, staying active, and playing legos with his children.</image:caption>
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